Fintech
The FinTech industry is expanding at an unprecedented pace. With growth comes evolving regulatory scrutiny that brings compliance risk, increasingly complex accounting judgments and tax implications that need proactive, specialized guidance. To navigate these regulations, organizations need a full suite of FinTech accounting, advisory, and tax services to adapt to these rules. Our team of FinTech consultants and advisors are ingrained in the sector and understand the unique challenges within the industry.
Who We Help
- Digital Lending and Credit
- Payments and Transactions (BNPL)
- Alternative Finance
- Banking and Neobanks
- Digital Wealth Management
- RegTech
- PropTech
- InsurTech
Fintech Challenges and Trends
Many FinTech companies fail first-time audits due to incomplete control documentation. Meet your FinTech company’s compliance and risk mitigation requirements with a comprehensive System and Organization Controls (SOC) Report. Withum’s SOC Services Team can help you understand your internal controls and assess the risks associated with your financial and operational access to systems and data. SOC reports help build trust amongst stakeholders and are increasingly required by enterprise customers, fintech partnership agreements, and partner or sponsor bank agreements.
If your Fintech touches card data, PCI DSS (Payment Card Industry Data Security Standard) compliance is a gatekeeper to scaling, growing your revenue, and landing partnerships. Whether you’re onboarding your first merchant, integrating with a payment processor, or preparing for bank or investor diligence, PCI can either slow you down or become a competitive advantage.
Navigating tax laws can be challenging for even the most sophisticated companies. Our FinTech accountants can help you navigate tax structuring, tax planning, and preparation to ease the tax law burden no matter if you are a startup, growth stage or mature company.
In today’s rapidly evolving FinTech landscape, mergers and acquisitions are powerful tools for accelerating innovation and growth. Whether buy-side or sell-side due diligence, tax structuring or operations due diligence, Withum has the experience and knowledge to make sure your business’s FinTech M&A opportunity is a smooth transition.
Learn more about Transaction Advisory Services
Selecting the right ERP platform is a foundational step toward better visibility, integration, and scalability. Our FinTech team of advisors helps businesses evaluate, implement, and improve leading ERP solutions like Microsoft Dynamics 365, Oracle NetSuite, and Sage Intacct based on what fits your operational needs and growth plans.
Fintech Accounting, Advisory and Tax Services
Accounting and Attestation
- Audited Financial Statements
- Valuation Services
- Public Company Audits
- Employee Benefit Plan Audits
- ASC 606 Revenue Recognition Implementation and Related Documentation
- Technical Memos/Accounting Issues Required for Audits
- SOC 1/SOC 2/SSAE 18 Consulting and compliance
Advisory
Tax
- Tax Preparation Services and Tax Compliance
- Comprehensive Business Tax Services
- International Structuring and Tax Planning
- ASC 740 Income tax accounting
- Transfer pricing analysis
- Research & Development (R&D) credits
- Founders and Tech Executive Tax Services
- Qualified Small Business Stock – Section 1202
- Digital Asset Taxes
- State and Local Taxes
Why FinTech Companies Choose Withum
Trusted Partner Network
We leverage a deep, trusted network of financial institutions, banks, and wealth advisors to seamlessly connect clients with the right partners for their needs.
IPO & M&A Advisory
Our team has supported numerous FinTech IPOs and M&A transactions and can help you prepare for successful exits and capital raises.
100+ FinTech Clients
Serving over 100 FinTech clients across digital lending, payments, neo-banking, and emerging sectors.
Client Testimonials
Working with Withum for our external audit was a seamless and enlightening experience. Their team’s deep expertise and meticulous attention to detail ensured a thorough audit that highlighted area for improvement and compliance. The clarity and precision of their audit report have been instrumental in enhancing our financial transparency and strategic planning. We confidently recommend Withum for their outstanding external audit services.
Fadi Shaaya, CFO, Elpha Secure Technology
As a CFO, I’ve had the privilege of working with Withum’s audit and tax teams for over 10 years, and I can confidently say they set the standard for exceptional client service. Their team consistently demonstrates deep technical expertise, responsiveness, and a genuine commitment to understanding our business. Whether navigating complex transactions, evolving regulatory requirements, or routine compliance, Withum has been a trusted advisor every step of the way. Their collaborative approach and proactive communication make them feel like an extension of our internal team. Withum doesn’t just deliver accurate and timely work—they deliver peace of mind.
Scott Gellman, CFO, Masttro
Contact Us
Talk to a Fintech expert today to protect your business, stay compliant and scale with confidence.
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