Mortgage Banking

Today’s mortgage industry requires specialized support to help you navigate the ever-changing economic and legislative landscape. For 40 years, the Mortgage Banking Industry Team at WithumSmith+Brown (WS+B) has helped clients in the mortgage business meet and exceed their goals.


  • Loan correspondents
  • Mortgage brokers
  • Individual mortgage representatives
  • Mortgage Bankers
    • Retail/wholesale
    • Multiple branch
    • Multi-state
    • FHA


The Mortgage Banking Services Team represents mortgage businesses throughout the mid-Atlantic region that have closed over five billion dollars in conventional, FHA and VA residential loan transactions. In addition to traditional accounting, auditing and tax services, we offer a full range of business advisory services to increase profitability, improve competitiveness and reduce operating costs. Some of our specialized services include:

  • H.U.D. LASS submissions
  • Fannie/Freddie/Ginnie MBFRF quarterly filings
  • Multistate tax reporting
  • HMDA reporting
  • Revenue recognition
  • Loan loss reserve reviews
  • Current pronouncement and disclosure consultations
  • Bank financing assistance
  • Merger & acquisitions
  • Business valuations
  • Partner & employee compensation plans
  • Estate planning
  • Strategic planning

Whether you are in start-up mode or have been around for many years, WS+B’s proactive assurance and business advisory services will put you in a position of strength.

Kirk V. Holderbaum
Kirk V. Holderbaum